5 Ways To Kill, Get Rid Of Your Debt And Improve Your Finances Without Mercy And Guilt

Ok most of the things in this article I do know that they are easier said than done (that is in your mind)...BUT if you want to get rid off the debt that is on your shoulders and improve your personal finances then you need to get disciplined and do the following:

1. Different spending routine

Do you always plan before you buy something or you just grab a basket and put in there what ever you see and only 20% of that stuff is really needed... Oops you are feeling guilty, well it is not my problem it is yours. And if you don't deal with it YOU and your FAMILY are history. I am not overreacting this is the naked truth!!!

But for the sake of this article lets replace the words "matches" and "burned" with the words "money" and "debt"and read this little paragraph again with the new words I gave you... If you actually did it then you get my point.

Now if you do know that using money irresponsibly will give you a debt then why on heaven's glory you keep doing it? It is like you are enjoying being in debt..

2. Disappear your credit cards

You want immediate results? Then throw away your credit cards...Bury them, burn them, lock them away or do what ever you want as long as you will not use them again EVER. Or at least when you will really know how to use credit cards.

3. Keep your brain busy

Keep it busy all the time. Allow it to relax only when you go to sleep. Our brain is the greatest tool ever built BUT also our greatest ENEMY. It can use some of the nastiest tricks against us and maybe you already know that. Stop thinking about your debt all the time. If you really took the first steps to deal with it then stop thinking about it or else you will get nuts. Keep your mind busy by doing anything as long as you will not think about it. The more you think about it the worse it is and some of you really know what I mean.

4. Stop adding more debt to your debt

You might ask yourself: Really? I have to do that? OF COURSE you have to do that are you 3 years old or something? Lets pretend that you ARE 3 years old and they catch you playing with the matches...their immediate reaction will be "stop playing with the matches or else you will get burned". The logical thing is to obey and stop playing with the matches...BUT...you really want to see for yourself and in the end you GET burned.So now you DO know that you have to be careful when you deal with matches and use them responsibly OR ELSE...

5. Start doing instead of ONLY thinking

I did mentioned it before but you have no idea how much important this is...Will you take your life in your hands and start controlling it or you will continue being a "YES MASTER BANKER" pathetic slave? If it took you more than 2 secs to answer this question then there is no hope for you, start to learn how to survive in the streets.

Sorry I spoiled your fun but you wouldn't be here if everything was perfect. Right?